Terms of Service

Last Updated: January 6, 2026

1. Acceptance of Terms

By accessing or using CCO Desk ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

These Terms apply to all users of the Service, including Registered Investment Advisers ("RIAs"), compliance officers, and other authorized personnel within your firm.

2. Description of Service

CCO Desk is a compliance operations platform designed to help RIA firms execute, track, and document routine compliance obligations. The Service provides:

  • Centralized compliance calendar and task management
  • Automated task assignments and reminders
  • Task completion tracking and evidence storage
  • Dashboard reporting and oversight tools

Important: CCO Desk is a task management and documentation tool. It does not provide legal advice, regulatory guidance, or compliance consulting services. You remain solely responsible for your firm's compliance with all applicable securities laws and regulations.

3. User Responsibilities

You agree to:

  • Provide accurate and complete information when creating your account
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Use the Service only for lawful purposes and in accordance with these Terms
  • Ensure that all personnel using the Service are authorized by your firm
  • Maintain independent compliance with all applicable federal and state securities regulations
  • Not rely solely on CCO Desk for regulatory compliance

4. Account Eligibility

The Service is intended exclusively for use by SEC-registered or state-registered investment advisers. By creating an account, you represent and warrant that you are authorized to bind the RIA firm to these Terms and that your firm is duly registered with the appropriate regulatory authority.

5. Data Ownership and Use

You retain all rights to the compliance data, task information, and content you upload to the Service ("Your Data"). We do not claim ownership of Your Data.

You grant us a limited license to store, process, and display Your Data solely for the purpose of providing the Service to you. We will not sell, share, or use Your Data for any purpose other than operating the Service.

You are responsible for ensuring that Your Data does not violate any third-party rights or applicable laws.

6. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We do not warrant that:

  • The Service will be uninterrupted, secure, or error-free
  • The results obtained from use of the Service will be accurate or reliable
  • Any errors in the Service will be corrected
  • Use of the Service will ensure compliance with securities regulations

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

This includes, without limitation, damages for regulatory fines, penalties, lost profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless CCO Desk and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service, including any regulatory violations or third-party claims.

9. Subscription and Payment

Access to the Service requires a paid subscription. Subscription fees are charged in advance on a monthly or annual basis and are non-refundable except as required by law.

We reserve the right to modify subscription fees with 30 days' notice. Continued use of the Service after a fee change constitutes acceptance of the new fees.

10. Termination

You may cancel your subscription at any time. Upon cancellation, you will retain access to the Service until the end of your current billing period.

We reserve the right to suspend or terminate your access to the Service for:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Non-payment of fees
  • Abuse of the Service that affects other users

Upon termination, we will provide you with access to export Your Data for 30 days.

11. Modifications to the Service

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in [Your County], [Your State].

13. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or through the Service. Your continued use of the Service after such notification constitutes acceptance of the revised Terms.

14. Contact Information

If you have questions about these Terms, please contact us at:

Email: support@ccodesk.com